June, 2009 Results of competition of "The best brochure"
On June 05, 2009 in Central Bank of RA were summerized the results of the competition of "the best information brochure 2009".
ACBA Leasing CJSC was recognized the winner between credit organizations.
December, 2008 LOAN AGREEMENT WITH EBRD
On the 2nd of December 2008 was signed loan agreement of amount of 8 mln US dollars between European Bank of Reconstruction and Development (hereinafter “EBRD”) and “ACBA Leasing” Credit Organization Closed Joint-Stock Company (hereinafter “ACBA Leasing”).
July, 2008
From credit organizations the winner is CJSC "ACBA Leasing"
08.07.2008
The best explaining booklet about the bank, insurance company and credit organization
We finance acquisition of the following fixed assets:
Equipment for industry and for power engineering, assembly line and mini factories, printing equipment, generators and turbines, other specialized equipment
Agricultural Equipment, tractors, agricultural tools and equipment, storage and processing equipment
Medical Equipment, dental chairs and equipment, diagnostic and preventive equipment, other medical equipment,
Means of transport and communication, cars and trucks, tourist and road buses and microbuses, comunal and structural specialized vehicles, other transport vehicles
Means of trade and service, equipment for supermarkets, equipment for restaurants and kitchen, other equipment
General terms of leasing.
Leasing contacts are available both in Armenian drams and in US dollar
Term of a leasing contract 6-60 month
Sum of the leasing contract: 600 000-150 000 000 AMD
Prepayment from the price of the vehicle 20%
Annual rise in price 7-12%
Obligated insurance of the leasing object
Equal monthly payments
Leasing is accomplished exclusively in cashless way. Meanwhile the transfer is done not to Lessee, but to the Supplier organization of the fixed asset, who is previously chosen by Lessee.
The customer has the opportunity to pay off the whole amount of the leasing contract before its term, but not earlier than after 6 months of factual leasing. At that time the customer paies penalty equal to 1% of the current capital.
Terms of making decisions after the presentation of documents in 3-5 banking days
The factors, which affect on making and positive, and negative decision of risk committee concerning leasing, are the followings:
- The loan history of the customer,
- financial situation and credit worthiness,
- specialization of supplier organization and the class of leasing object,
- as well as the reasoned opinion and of the leasing specialist serving the customer, and of each member of Risk committee.
IF THE CUSTOMER DOES NOT IMPLEMENT HIS PAYMENTS IN TIME, THE INFORMATION ABOUT HIM GOES TO THE CREDIT REGISTRY.